skip to main content
Personal checking & savings Personal checking & savings

Account Options that Fit Your Life? Check.

American State Bank offers a variety of checking and savings accounts so that you can choose what’s right for you. Together, we’ll find the account to fit the way you manage your money and your life.

Non-Interest Bearing Accounts
AccountMinimum Opening DepositMonthly Maintenance FeePer Item FeeOther
Personal Checking$100

Balance* above $700: $0

Balance* below $700: $7.50 (per month)

Waived if enrolled in e-statements

None

$3 Paper Statement fee

Waived if enrolled in e-statements

Interest Bearing Accounts
AccountMinimum Opening DepositMonthly Maintenance FeePer Item FeeOther
Personal Interest Checking$100

Balance* above $1,000: $0

Balance* below $1,000: $7.50 (per month)

None

A miminum daily collected balance of $1,000 is required to earn interest

$3 Paper Statement fee

Waived only if enrolled in e-statements

Money Market$100

Balance* above $2,500: $0

Balance* below $2,500: $10 (per month)

$10 for each withdrawal over 6 (per month)

A miminum daily collected balance of $2,500 is required to earn interest

$3 Paper Statement fee

Waived only if enrolled in e-statements

Regulations limit all Money Market Accounts to 6 preauthorized withdrawals per month
Personal Savings$100

Balance* above $100: $0

Balance* below $100: $5 (per month)

(Fee waived for account owner under the age of 18 regardless of balance)

$5 for each withdrawal over 3 (per month)

Paper Statement Fee

Waived

Regulations limit all Money Market Accounts to 6 preauthorized withdrawals per month
American Eagle Interest Checking$100NoneNone

A miminum daily collected balance of $1,000 is required to earn interest

See below for exclusive benefits

Basic Computation Method: The daily balance method is used to calculate the interest on these accounts. This method applies a daily periodic rate to the daily collected balance.
Compounding and Crediting: Interest will be credited at the end of the monthly statement cycle and will be compounded monthly. An account closed before interest is credited will not receive accrued interest that has not yet been credited to the account. Interest begins to accrue no later than the business day the bank receives credit for the deposit of non-cash items.
*Minimum Daily Balance

American Eagle Interest Checking

Among the choices outlined in the chart below, you’ll see that American State Bank offers a checking account for customers age 55 or better who have a total deposit account balance of $1,000 or more, or with monthly direct deposit. Click here for more about the American Eagle Club.

American Eagle Checking Benefits include:

  • One free box of checks per year — non-duplicate only, select style
  • Free 3” x 5” safe deposit box or a 30% discount on other safe deposit box sizes (subject to availability and limited to one free or discounted box per household)
  • Free cashier’s checks and notary services (limit of one cashier’s check per calendar month)

Check Orders

As an American State Bank customer, you are welcome to order checks online from our preferred vendor, Harland Clarke. It’s as safe and secure as ordering them in person or over the phone. The site is VeriSign secure and TruSecure certified, so your transactions and account information are safe and completely confidential. Click here to order today.

All accounts and certificates of deposit are subject to the bank's Deposit Account Agreement and Disclosure in effect. There may be additional fees for services, as outlined in our Schedule of Service Charges and Fees.