Stay Informed and Secure with a Free Credit Score
CreditSense is included free of charge as a mobile or online banking customer. It is a convenient way to monitor your credit score, receive credit alerts, information that affects your credit and personalized financial recommendations.
CreditSense helps you better understand your credit score and provides action items you can make to improve your score. In addition, credit monitoring can help prevent identity theft.
Q. What is CreditSense by SavvyMoney?
A. SavvyMoney is a comprehensive Credit Score program that helps you stay on top of your credit. You get your latest credit score, an understanding of key factors that impact the score, and tips on how to improve your credit. When you check your credit report, there will be no impact to your score.
Q. Is there a fee?
A. No. CreditSense by Savvy Money is entirely free.
Q. How often is my credit score updated?
A. As long as yu are a regular online banking user, your credit score will be updated every month and displayed in your online banking screen. You can click "refresh score" as frequently as every day by navigating to the detailed CreditSense site from within online banking.
Q. How does the CreditSense by SavvyMoney differ from other credit scoring offerings?
A. SavvyMoney pulls your credit profile from TransUnion, one of the three major credit reporting bureaus, and uses VantageScore 3.0, a credit scoring model developed collaboratively by the three major credit bureaus: Equifax, Experian, and TransUnion. This model seeks to make score information more uniform between the three bureaus to provide consumers a better picture of their credit health.